Closing Disclosure Form - California (Vietnamese)

Closing Disclosure Form - California (Vietnamese)

This is a legal document that was released by the California Department of Financial Protection and Innovation - a government authority operating within California.

The document is provided in Vietnamese.

FAQ

Q: What is a Closing Disclosure form?
A: A Closing Disclosure form is a document provided to borrowers by a lender before the closing of a mortgage loan. It details all the final terms and costs of the loan.

Q: What information is included in a Closing Disclosure form?
A: A Closing Disclosure form includes information about the loan amount, interest rate, monthly payment, closing costs, and any other fees associated with the mortgage loan.

Q: When is a Closing Disclosure form provided?
A: A Closing Disclosure form is provided to borrowers at least three business days before the closing of a mortgage loan. This gives borrowers time to review the terms and costs of the loan.

Q: Why is a Closing Disclosure form important?
A: A Closing Disclosure form is important because it allows borrowers to compare the final terms and costs of a mortgage loan with what was initially disclosed in the Loan Estimate form.

Q: What should borrowers do when they receive a Closing Disclosure form?
A: When borrowers receive a Closing Disclosure form, they should carefully review the information for accuracy and compare it to the Loan Estimate form. They should also ask any questions they have before the loan closing.

Q: Can the terms and costs on a Closing Disclosure form change?
A: The terms and costs on a Closing Disclosure form can change, but there are limits to how much they can change. If significant changes occur, the lender must provide a revised Closing Disclosure form and allow additional time for review.

Q: Can borrowers cancel a mortgage loan after receiving a Closing Disclosure form?
A: Borrowers can cancel a mortgage loan after receiving a Closing Disclosure form, but they should consult with their lender and understand any potential financial consequences before taking this step.

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Form Details:

  • The latest edition currently provided by the California Department of Financial Protection and Innovation;
  • Ready to use and print;
  • Easy to customize;
  • Compatible with most PDF-viewing applications;

Download a printable version of the form by clicking the link below or browse more documents and templates provided by the California Department of Financial Protection and Innovation.

Download Closing Disclosure Form - California (Vietnamese)

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