Good Faith Estimate (GFE)

Good Faith Estimate (GFE)

Good Faith Estimate (GFE) is a 3-page legal document that was released by the U.S. Department of Housing and Urban Development and used nation-wide.

FAQ

Q: What is a Good Faith Estimate (GFE)?
A: A Good Faith Estimate (GFE) is a document provided by lenders to borrowers that outlines the estimated costs and fees associated with a mortgage loan.

Q: Why is a Good Faith Estimate important?
A: A Good Faith Estimate is important because it allows borrowers to compare the costs and fees of different lenders, helping them make an informed decision about their mortgage loan.

Q: What information is included in a Good Faith Estimate?
A: A Good Faith Estimate typically includes information about the loan amount, interest rate, closing costs, and other fees associated with the loan.

Q: Is a Good Faith Estimate binding?
A: No, a Good Faith Estimate is not binding. The actual costs and fees may vary from what is stated in the GFE.

Q: What replaced the Good Faith Estimate?
A: The Good Faith Estimate was replaced by the Loan Estimate in October 2015 as part of the TILA-RESPA Integrated Disclosure Rule.

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Form Details:

  • The latest edition currently provided by the U.S. Department of Housing and Urban Development;
  • Ready to use and print;
  • Easy to customize;
  • Compatible with most PDF-viewing applications;

Download a printable version of the form by clicking the link below or browse more legal forms and templates provided by the issuing department.

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