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A Goodwill Letter to a Creditor can be used when you missed a payment for a loan or credit card and are requesting to have the negative mark removed from your credit report. Missing a payment can happen for a number of reasons, but if you have been making payments consistently, you can request forgiveness for this instance to avoid a lower credit score. A Sample Goodwill Letter to a Creditor is available for download below.
To write a Goodwill Letter to a Creditor you will want to include the following information:
- Name and address of the creditor's customer service.
- Subject line with "Goodwill Letter for [Your Name]."
- Opening greeting.
- Begin your letter by politely addressing why you are writing to them and that you are requesting to have a late or missed payment forgiven.
- If you have been a customer of the financial institution for a while, state how long you have been their customer.
- If you will be seeking a loan for a house or car soon include this information so the reader understands that this correction can help secure a loan.
- Politely restate your request and close the letter with a thank you and your full name.
Still looking for a particular template? Take a look at the related templates and samples below: