"Personal Cash-Flow Statement Template"

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Personal Cash-Flow Statement
PREPARED FOR:
DATE:
/
/
INCOME:
MONTHLY AMOUNT
You’ll
Need:
Most recent paycheck. (If your
p
Salary (net: after taxes and benefits)
salary is variable, because
you’re self-employed or work on
Spouse’s salary (net: after taxes and benefits)
a commission basis, use an
average of your pay over the
Pension income
past 6–12 months.)
Statements showing income
p
Social Security income
from income sources, such
as pensions, Social Security, or
Interest/investment income
savings/investment interest
Most recent bank and
p
Other income (specify)
investment statements
Other income (specify)
Most recent credit card
p
statement(s)
Other income (specify)
Statements for other debts,
p
such as student or auto loans
TOTAL: Monthly Income Amount
Most recent checking and
p
EXPENSES:
MONTHLY AMOUNT
savings account statements
Fixed:
A record of your discre-
p
tionary expenditures over the
Mortgage or rent
past month
Other real estate payments (taxes, assessments, etc.)
Auto loan
Student loan
Credit card payment
Utilities
Tuition
Child care
Food
Clothing
Other expenses (specify)
Other expenses (specify)
Other expenses (specify)
Other expenses (specify)
Personal Cash-Flow Statement
PREPARED FOR:
DATE:
/
/
INCOME:
MONTHLY AMOUNT
You’ll
Need:
Most recent paycheck. (If your
p
Salary (net: after taxes and benefits)
salary is variable, because
you’re self-employed or work on
Spouse’s salary (net: after taxes and benefits)
a commission basis, use an
average of your pay over the
Pension income
past 6–12 months.)
Statements showing income
p
Social Security income
from income sources, such
as pensions, Social Security, or
Interest/investment income
savings/investment interest
Most recent bank and
p
Other income (specify)
investment statements
Other income (specify)
Most recent credit card
p
statement(s)
Other income (specify)
Statements for other debts,
p
such as student or auto loans
TOTAL: Monthly Income Amount
Most recent checking and
p
EXPENSES:
MONTHLY AMOUNT
savings account statements
Fixed:
A record of your discre-
p
tionary expenditures over the
Mortgage or rent
past month
Other real estate payments (taxes, assessments, etc.)
Auto loan
Student loan
Credit card payment
Utilities
Tuition
Child care
Food
Clothing
Other expenses (specify)
Other expenses (specify)
Other expenses (specify)
Other expenses (specify)
Personal Cash-Flow Statement
PREPARED FOR:
DATE:
/
/
Variable (Discretionary):
Personal care (haircuts, gym membership, etc.)
Entertainment
IRA contributions
Other savings/investments (specify)
Other savings/investments (specify)
Other savings/investments (specify)
Other expenses (specify)
Other expenses (specify)
Other expenses (specify)
Other expenses (specify)
Other expenses (specify)
TOTAL: Monthly Expenses Amount
Income
Expenses
TOTAL: Monthly Cash Flow
2
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