First-Time Homebuyer Deed of Trust - Calhome Program - California

First-Time Homebuyer Deed of Trust - Calhome Program - California

First-Time Homebuyer Deed of Trust - Calhome Program is a legal document that was released by the California Department of Housing & Community Development - a government authority operating within California.

FAQ

Q: What is the Calhome Program?
A: The Calhome Program is a first-time homebuyer program in California.

Q: What is a Deed of Trust?
A: A Deed of Trust is a legal document that secures a loan with a property.

Q: Who is eligible for the Calhome Program?
A: First-time homebuyers in California who meet certain income and credit requirements are eligible for the Calhome Program.

Q: How does the Calhome Program help first-time homebuyers?
A: The Calhome Program provides low-interest loans and down payment assistance to eligible first-time homebuyers in California.

Q: What are the benefits of the Calhome Program?
A: The Calhome Program offers affordable financing options and helps first-time homebuyers overcome financial barriers to homeownership.

Q: How can I apply for the Calhome Program?
A: You can apply for the Calhome Program through participating lenders or housing counseling agencies in California.

Q: Are there any restrictions on the property I can purchase with the Calhome Program?
A: The Calhome Program has certain requirements for the property, including being located in California and meeting certain value limits.

Q: Can I use the Calhome Program for a second home or investment property?
A: No, the Calhome Program is specifically for first-time homebuyers and primary residences.

Q: What happens if I sell my home before the Calhome loan is paid off?
A: If you sell your home before the Calhome loan is paid off, you may be required to pay back a portion or all of the remaining loan balance.

Q: What is the purpose of the Deed of Trust in the Calhome Program?
A: The Deed of Trust is used to secure the Calhome loan with the property and protect the lender's interests.

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Form Details:

  • Released on January 1, 2010;
  • The latest edition currently provided by the California Department of Housing & Community Development;
  • Ready to use and print;
  • Easy to customize;
  • Compatible with most PDF-viewing applications;

Download a printable version of the form by clicking the link below or browse more documents and templates provided by the California Department of Housing & Community Development.

Download First-Time Homebuyer Deed of Trust - Calhome Program - California

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