Cease Debt Collection Communication Letter - New York City (English / Korean)

Cease Debt Collection Communication Letter is a legal document that was released by the New York City Department of Consumer and Worker Protection - a government authority operating within New York City.

FAQ

Q: What is a Cease Debt Collection Communication Letter?A: A Cease Debt Collection Communication Letter is a letter that you can send to a debt collector to request that they stop contacting you regarding a debt.

Q: Why would I need to send a Cease Debt Collection Communication Letter?A: You may need to send a Cease Debt Collection Communication Letter if you want to avoid further communication from a debt collector and protect your rights under the law.

Q: What should a Cease Debt Collection Communication Letter include?A: A Cease Debt Collection Communication Letter should include your name, address, the name of the debt collector, the date, and a clear statement indicating that you want them to cease communication.

Q: Can I send a Cease Debt Collection Communication Letter in a language other than English?A: Yes, you can send a Cease Debt Collection Communication Letter in a language other than English, such as Korean, if that is the language you prefer or are more comfortable with.

Q: Is it mandatory to send a Cease Debt Collection Communication Letter via certified mail?A: No, it is not mandatory to send a Cease Debt Collection Communication Letter via certified mail, but doing so can provide you with proof of delivery.

Q: What happens after I send a Cease Debt Collection Communication Letter?A: After you send a Cease Debt Collection Communication Letter, the debt collector should stop contacting you regarding the debt, except for a few specific situations permitted by law.

Q: What should I do if a debt collector continues to contact me after receiving my Cease Debt Collection Communication Letter?A: If a debt collector continues to contact you after receiving your Cease Debt Collection Communication Letter, you may file a complaint with the Consumer Financial Protection Bureau (CFPB) or consult with an attorney to discuss further legal options.

Q: Does a Cease Debt Collection Communication Letter eliminate my debt obligations?A: No, sending a Cease Debt Collection Communication Letter does not eliminate your debt obligations. It simply requests that the debt collector stop contacting you regarding the debt.

Q: Can a Cease Debt Collection Communication Letter be used for all types of debts?A: Yes, a Cease Debt Collection Communication Letter can be used for all types of debts, including credit cards, medical bills, loans, and other debts.