Form OTECH403 Freeze Request Information Sheet - California

What Is Form OTECH403?

This is a legal form that was released by the California Department of Technology - a government authority operating within California. As of today, no separate filing guidelines for the form are provided by the issuing department.

FAQ

Q: What is the purpose of the OTECH403 Freeze Request Information Sheet?A: The OTECH403 Freeze Request Information Sheet is used to request a freeze on a consumer's credit report in California.

Q: Who can request a freeze on their credit report in California?A: Any California resident can request a freeze on their credit report.

Q: How long does the credit freeze last?A: The credit freeze lasts until the consumer requests to lift or remove it.

Q: What information is required to request a credit freeze?A: The consumer needs to provide their name, address, social security number, date of birth, and any previous names used.

Q: Is there a fee for placing a credit freeze?A: As of September 2021, there is no fee for placing a credit freeze in California.

Q: What are the benefits of a credit freeze?A: A credit freeze can help prevent identity theft and unauthorized access to a consumer's credit report.

Q: Can a credit freeze be temporarily lifted?A: Yes, a credit freeze can be temporarily lifted for specific periods of time or for certain parties.

Q: How long does it take to lift a credit freeze?A: A credit freeze can typically be lifted within three business days.