IRS Form 1040 "U.S. Individual Income Tax Return"

What Is a 1040 Form?

IRS Form 1040, U.S. Individual Income Tax Return, is a common form used by United States taxpayers for submitting an annual income tax return. The form - alternately referred to as the Individual Income Tax Return Form - is issued by the Internal Revenue Service (IRS).

Where Can I Get My 1040 Form?

Download the latest fillable IRS Form 1040 down below. If for some reason you decide not to download an electronic version, you can order your form in a paper format. For this purpose, submit an order on the IRS website, and the forms will be mailed to you within 10 business days.

When Is Form 1040 Due?

Form 1040 due date is April 15. For Maine and Massachusetts, the due date is April 17, due to the Patriots' Day.

If you fail to meet the tax deadline, file Form 4868 before the due date or make an electronic payment by the due date. In this case, you will get an automatic 6-month extension. If you do not file your 1040 tax return on time, your penalty will be 5% of the amount due for every month of the late return.

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What Does the New IRS Form 1040 Look Like?

During the last revision, the form was shortened and redesigned. The redesigned version of the IRS 1040 Form includes a number of new schedules:

  • Schedule 1, Additional Income and Adjustment to Income. Fill out this form to report additional income, like gambling winnings, prize money, capital gains, or unemployment compensation. This schedule also fits to claim deductions, e.g., self-employment tax, educator expenses, or student loan interest deductions;
  • Schedule 2, Additional Taxes. Use this schedule when you have to make an excess advance premium tax credit repayment or to report the sum you owe for the Alternative Minimum Tax;
  • Schedule 3, Non-refundable Credits. Attach this schedule to claim a nonrefundable credit, like an education credit, foreign tax credit, or general business credit. Do not use it to claim a child tax credit or a credit for other dependents;
  • Schedule 4, Other Taxes. Complete this schedule to report other taxes you need to pay, e.g., household employment taxes, self-employment taxes, qualified retirement plans, and tax-favored accounts;
  • Schedule 5, Other Payments and Refundable Credits. Use it to claim a refundable credit. The refundable credit claimed on this schedule does not include the American opportunity credit, additional child tax credit, and an earned income credit. Besides, you can file this schedule for other payments such as an excess social security tax withheld or the amount paid with an extension to file a request;
  • Schedule 6, Foreign Address and Third-Party Designee. Fill out this schedule to report your foreign address or third-party designee.

The other federal tax Form 1040 Schedules are:

How to Fill Out 1040 Form?

Fill out the 1040 tax form, paying attention to the following:

  1. To avoid delay, fill out and file your tax return electronically;
  2. Use tax software. It will do all the calculations and help you to avoid mistakes;
  3. If you fill out the paper version, keep it standard size and make sure all the entries are legible;
  4. Most people need to use only a basic Form 1040. If you need to provide detailed information, fill out the applicable schedule, and submit it with the form. Arrange all the additional forms and schedules in proper order;
  5. Pay special attention to the names and SSNs you enter. They must match the ones indicated on the SSN card;
  6. If you are married, enter your spouse's SSN, no matter if you file your 1040 tax return jointly or separately;
  7. Carefully double-check the amounts. Some lines of the form may require you to add across instead of down;
  8. Do not forget to sign and date your form, as well as to specify your occupation. If you submit a joint return, both you and your spouse must sign the form;
  9. Fill out either the paper version or electronic.

IRS Form 1040 Instructions

The IRS provides separate Instructions for Form 1040. The file with the detailed instructions for Form 1040 can be downloaded here. It contains explanations of terms, new rules, tax rates, fines, and penalties. The instruction file also includes the detailed step-by-step guide for completion of the form.


IRS 1040 Related Forms:

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Download IRS Form 1040 "U.S. Individual Income Tax Return"

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1040
2020
(99)
Department of the Treasury—Internal Revenue Service
U.S. Individual Income Tax Return
OMB No. 1545-0074
IRS Use Only—Do not write or staple in this space.
Filing Status
Single
Married filing jointly
Married filing separately (MFS)
Head of household (HOH)
Qualifying widow(er) (QW)
Check only
If you checked the MFS box, enter the name of your spouse. If you checked the HOH or QW box, enter the child’s name if the qualifying
one box.
person is a child but not your dependent
Your first name and middle initial
Last name
Your social security number
If joint return, spouse’s first name and middle initial
Last name
Spouse’s social security number
Home address (number and street). If you have a P.O. box, see instructions.
Apt. no.
Presidential Election Campaign
Check here if you, or your
spouse if filing jointly, want $3
City, town, or post office. If you have a foreign address, also complete spaces below.
State
ZIP code
to go to this fund. Checking a
box below will not change
your tax or refund.
Foreign country name
Foreign province/state/county
Foreign postal code
You
Spouse
Yes
No
At any time during 2020, did you receive, sell, send, exchange, or otherwise acquire any financial interest in any virtual currency?
Standard
Someone can claim:
You as a dependent
Your spouse as a dependent
Deduction
Spouse itemizes on a separate return or you were a dual-status alien
Age/Blindness You:
Were born before January 2, 1956
Are blind
Spouse:
Was born before January 2, 1956
Is blind
Dependents
(see instructions):
(2) Social security
(3) Relationship
(4)
if qualifies for (see instructions):
number
to you
(1) First name
Last name
Child tax credit
Credit for other dependents
If more
than four
dependents,
see instructions
and check
here
1
1
Wages, salaries, tips, etc. Attach Form(s) W-2
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Attach
2a
Tax-exempt interest .
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2a
2b
b Taxable interest
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Sch. B if
3a
Qualified dividends
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3a
3b
b Ordinary dividends .
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required.
4a
IRA distributions .
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4a
b Taxable amount .
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4b
5a
Pensions and annuities .
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5a
b Taxable amount .
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5b
6a
6a
b Taxable amount .
6b
Social security benefits .
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Standard
Deduction for—
7
Capital gain or (loss). Attach Schedule D if required. If not required, check here
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7
• Single or
8
Other income from Schedule 1, line 9 .
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8
Married filing
separately,
9
Add lines 1, 2b, 3b, 4b, 5b, 6b, 7, and 8. This is your total income .
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9
$12,400
10
Adjustments to income:
• Married filing
jointly or
a
10a
From Schedule 1, line 22
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Qualifying
widow(er),
b
10b
Charitable contributions if you take the standard deduction. See instructions
$24,800
c
Add lines 10a and 10b. These are your total adjustments to income
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10c
• Head of
household,
11
Subtract line 10c from line 9. This is your adjusted gross income
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11
$18,650
12
Standard deduction or itemized deductions (from Schedule A)
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12
• If you checked
any box under
13
13
Qualified business income deduction. Attach Form 8995 or Form 8995-A
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Standard
Deduction,
14
14
Add lines 12 and 13 .
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see instructions.
15
Taxable income. Subtract line 14 from line 11. If zero or less, enter -0- .
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15
1040
For Disclosure, Privacy Act, and Paperwork Reduction Act Notice, see separate instructions.
)
Form
(2020
Cat. No. 11320B
1040
2020
(99)
Department of the Treasury—Internal Revenue Service
U.S. Individual Income Tax Return
OMB No. 1545-0074
IRS Use Only—Do not write or staple in this space.
Filing Status
Single
Married filing jointly
Married filing separately (MFS)
Head of household (HOH)
Qualifying widow(er) (QW)
Check only
If you checked the MFS box, enter the name of your spouse. If you checked the HOH or QW box, enter the child’s name if the qualifying
one box.
person is a child but not your dependent
Your first name and middle initial
Last name
Your social security number
If joint return, spouse’s first name and middle initial
Last name
Spouse’s social security number
Home address (number and street). If you have a P.O. box, see instructions.
Apt. no.
Presidential Election Campaign
Check here if you, or your
spouse if filing jointly, want $3
City, town, or post office. If you have a foreign address, also complete spaces below.
State
ZIP code
to go to this fund. Checking a
box below will not change
your tax or refund.
Foreign country name
Foreign province/state/county
Foreign postal code
You
Spouse
Yes
No
At any time during 2020, did you receive, sell, send, exchange, or otherwise acquire any financial interest in any virtual currency?
Standard
Someone can claim:
You as a dependent
Your spouse as a dependent
Deduction
Spouse itemizes on a separate return or you were a dual-status alien
Age/Blindness You:
Were born before January 2, 1956
Are blind
Spouse:
Was born before January 2, 1956
Is blind
Dependents
(see instructions):
(2) Social security
(3) Relationship
(4)
if qualifies for (see instructions):
number
to you
(1) First name
Last name
Child tax credit
Credit for other dependents
If more
than four
dependents,
see instructions
and check
here
1
1
Wages, salaries, tips, etc. Attach Form(s) W-2
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
Attach
2a
Tax-exempt interest .
.
.
2a
2b
b Taxable interest
.
.
.
.
.
Sch. B if
3a
Qualified dividends
.
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.
3a
3b
b Ordinary dividends .
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.
required.
4a
IRA distributions .
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4a
b Taxable amount .
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4b
5a
Pensions and annuities .
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5a
b Taxable amount .
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5b
6a
6a
b Taxable amount .
6b
Social security benefits .
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.
Standard
Deduction for—
7
Capital gain or (loss). Attach Schedule D if required. If not required, check here
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7
• Single or
8
Other income from Schedule 1, line 9 .
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8
Married filing
separately,
9
Add lines 1, 2b, 3b, 4b, 5b, 6b, 7, and 8. This is your total income .
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9
$12,400
10
Adjustments to income:
• Married filing
jointly or
a
10a
From Schedule 1, line 22
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.
.
.
.
.
.
.
.
Qualifying
widow(er),
b
10b
Charitable contributions if you take the standard deduction. See instructions
$24,800
c
Add lines 10a and 10b. These are your total adjustments to income
.
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10c
• Head of
household,
11
Subtract line 10c from line 9. This is your adjusted gross income
.
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11
$18,650
12
Standard deduction or itemized deductions (from Schedule A)
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.
12
• If you checked
any box under
13
13
Qualified business income deduction. Attach Form 8995 or Form 8995-A
.
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.
.
Standard
Deduction,
14
14
Add lines 12 and 13 .
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see instructions.
15
Taxable income. Subtract line 14 from line 11. If zero or less, enter -0- .
.
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.
.
.
.
15
1040
For Disclosure, Privacy Act, and Paperwork Reduction Act Notice, see separate instructions.
)
Form
(2020
Cat. No. 11320B
2
Form 1040 (2020)
Page
16
Tax (see instructions). Check if any from Form(s): 1
8814
2
4972
3
16
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17
Amount from Schedule 2, line 3
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19
Child tax credit or credit for other dependents
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20
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Amount from Schedule 3, line 7
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Add lines 19 and 20 .
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21
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Subtract line 21 from line 18. If zero or less, enter -0- .
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22
23
Other taxes, including self-employment tax, from Schedule 2, line 10
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24
Add lines 22 and 23. This is your total tax
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24
25
Federal income tax withheld from:
a
25a
Form(s) W-2
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b
Form(s) 1099 .
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25b
c
Other forms (see instructions) .
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25c
d
Add lines 25a through 25c .
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25d
26
2020 estimated tax payments and amount applied from 2019 return .
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26
• If you have a
qualifying child,
27
27
Earned income credit (EIC) .
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attach Sch. EIC.
28
Additional child tax credit. Attach Schedule 8812
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28
• If you have
nontaxable
29
American opportunity credit from Form 8863, line 8 .
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29
combat pay,
30
Recovery rebate credit. See instructions .
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30
see instructions.
31
Amount from Schedule 3, line 13 .
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31
32
Add lines 27 through 31. These are your total other payments and refundable credits .
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32
33
Add lines 25d, 26, and 32. These are your total payments
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33
34
If line 33 is more than line 24, subtract line 24 from line 33. This is the amount you overpaid
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34
Refund
35a
Amount of line 34 you want refunded to you. If Form 8888 is attached, check here
.
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.
35a
Direct deposit?
b
Routing number
c Type:
Checking
Savings
See instructions.
d
Account number
36
Amount of line 34 you want applied to your 2021 estimated tax .
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36
Amount
37
37
Subtract line 33 from line 24. This is the amount you owe now .
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You Owe
Note: Schedule H and Schedule SE filers, line 37 may not represent all of the taxes you owe for
For details on
2020. See Schedule 3, line 12e, and its instructions for details.
how to pay, see
38
Estimated tax penalty (see instructions)
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instructions.
38
Third Party
Do you want to allow another person to discuss this return with the IRS? See
Designee
instructions
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Yes. Complete below.
No
Designee’s
Phone
Personal identification
name
no.
number (PIN)
Sign
Under penalties of perjury, I declare that I have examined this return and accompanying schedules and statements, and to the best of my knowledge and
belief, they are true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
Here
Your signature
Date
Your occupation
If the IRS sent you an Identity
Protection PIN, enter it here
(see inst.)
Joint return?
See instructions.
Spouse’s signature. If a joint return, both must sign.
Date
Spouse’s occupation
If the IRS sent your spouse an
Keep a copy for
Identity Protection PIN, enter it here
your records.
(see inst.)
Phone no.
Email address
Preparer’s name
Preparer’s signature
Date
PTIN
Check if:
Paid
Self-employed
Preparer
Firm’s name
Phone no.
Use Only
Firm’s address
Firm’s EIN
1040
Go to www.irs.gov/Form1040 for instructions and the latest information.
Form
(2020)
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