A Hardship Letter for Credit Card Debt is a written statement by the debtor sent to their creditor to explain the circumstances that led to the credit card debt. Often prepared after the creditor's request for it, this document is useful if you have a debt as a result of unemployment, illness, death of a wage earner, or some other issues.
There is always a chance that after receiving a properly drafted letter that explains the difficulties the debtor has encountered the creditor may go easier on them, offer them to pay back in installments or with a reduced interest rate, or even lower the total amount of credit card debt.
You may download a sample Hardship Letter for Credit Card Debt via the link below.
Pressing the PRINT button will only print the current page. Download the document to your desktop, tablet or smartphone to be able to print it out in full.