"Homeowners Insurance Cancellation Letter Template"

What Is a Homeowners Insurance Cancellation Letter?

If you are unhappy with your current home insurance provider or if you have found a better rate at another company, you will want to make sure you cancel your current policy by writing a Homeowners Insurance Cancellation Letter. This letter will confirm the date you intend to cancel the policy. Homeowners have the right to cancel their policy at any point during the lifetime of the agreement.

It is important that the notice of cancellation is conducted through the mail and not by phone so there is a physical record of your request to cancel the policy with a specific end date listed. A Homeowners Insurance Cancellation Letter template can be found through the link below.

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How to Write a Homeowners Insurance Cancellation Letter?

To write a Homeowners Insurance Cancellation Letter you will want to include the following information:

  • The date the letter is written;
  • Your name and address connected to the policy (including the city, state, and zip of the property);
  • The home insurance company's address and the name of your representative (if applicable);
  • A field beginning with "Attention" or "Regarding," the policy number, and wording stating the cancellation of the policy;
  • Greeting to the company representative or name of the representative in charge of handling your policy;
  • A clear statement that this letter is to notify the insurance company that you will be terminating your homeowners insurance policy with them and an effective date. If you will need to provide a final payment, include a statement that the final payment is enclosed and the amount of the payment. If you will be expecting a refund (for example if you are canceling the policy but will have overlapping coverage for several weeks), you will want to include a statement that you are expecting a refund check to be mailed to you (you will want to review the company's policies on refunds if you think you might qualify);
  • A closing salutation;
  • Your handwritten signature;
  • Your name in print.

Lastly, you will want to make sure you make a copy of the letter for your records in case of any future dispute.


Still looking for a particular template? Take a look at the related templates below:

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Homeowners Insurance Cancellation Letter
From: ​ _ __________________________
To:​ _ _____________________________
Policyholder’s Name
Name of Home Insurance Company
_________________________________
_________________________________
_________________________________
_________________________________
Policyholder’s Address
Address of Home Insurance Company
_________________________________
_________________________________
City, State, ZIP Code
City, State, ZIP Code
_________________________________
D ate
To Whom It May Concern,
Please consider this letter as a formal request to cancel the referenced home insurance
policy. Please stop all debits or charges for premium payments. The effective date of
policy cancellation is __________________.
I am also requesting written confirmation of the cancellation and the return of any
premiums. The cash value of the policy should also be sent with any returned
premium. This action needs to occur within a period of ____ days from the receipt of
this letter.
Sincerely,
_______________________________
Policyholder’s Name
_______________________________
Policyholder’s Signature
©​ ​ ​ ​
T EMPLATEROLLER.COM
Homeowners Insurance Cancellation Letter
From: ​ _ __________________________
To:​ _ _____________________________
Policyholder’s Name
Name of Home Insurance Company
_________________________________
_________________________________
_________________________________
_________________________________
Policyholder’s Address
Address of Home Insurance Company
_________________________________
_________________________________
City, State, ZIP Code
City, State, ZIP Code
_________________________________
D ate
To Whom It May Concern,
Please consider this letter as a formal request to cancel the referenced home insurance
policy. Please stop all debits or charges for premium payments. The effective date of
policy cancellation is __________________.
I am also requesting written confirmation of the cancellation and the return of any
premiums. The cash value of the policy should also be sent with any returned
premium. This action needs to occur within a period of ____ days from the receipt of
this letter.
Sincerely,
_______________________________
Policyholder’s Name
_______________________________
Policyholder’s Signature
©​ ​ ​ ​
T EMPLATEROLLER.COM