Free Bill Tracker Templates

What Is a Bill Tracker?

A Bill Tracker is a typed or handwritten document that lists recurring bill payments to remind you of the due date for each of them. Whether you need to keep up with your mortgage and utility payments or need a reminder for paying off your debts, this is the document for you. Once you find time in your regular routine to pay your bills and make a printable Bill Tracker, you will not forget an important payment – a contribution to an educational savings fund or a doctor’s bill.

Alternate Name:

  • Bill Payment Tracker.

There are several reasons to create a Bill Tracker:

  1. Avoid over-expenditure – do not overdraft your bank account. If you keep track of all the bills you have to pay, it is easier to make sure there is always enough money in your bank account.
  2. Figure out how much money you need every month – learn the bare minimum you need to earn and spend to stay afloat. Paying your bills should be your number one expense.
  3. Find out the waste in your budget designed for bills. You might notice that you pay a bill you do not need anymore – for instance, a subscription that just does not worth it. If you see all your bills and their amount written in a structured manner, you can decide which payments can be cut off.

If you’re looking for a sample Bill Tracker template you can browse our library of forms through the links below.

To organize your cash balance, you can create a Cash Sheet – a crucial document for any individual or business that deals with a large amount of cash. With the help of this template, you will be able to see how much cash you have received and paid out.

How to Make a Bill Tracker?

If you want to find out how much money you spend on bills every thirty days, you should choose a Monthly Bill Tracker. However, in most cases, it is more convenient to make a Yearly Bill Tracker and include all twelve months, especially because the bills are the same each month.

Follow these steps to compose a Bill Payment Tracker:

  1. Draft a table of five columns.
  2. Indicate all your accounts and bills to pay in the first column.
  3. Organize the bills by date - state the date in the second column. It will be helpful to sort physical copies of the bills in the same order they are written in the table.
  4. State the amount of the money to be paid in the third column.
  5. Add the fourth column for notes and short descriptions of each debt. For instance, you can enter the remaining balance on your loan to see your progress.
  6. Create the fifth column as a checkbox - write a check or plus there once the bill is paid off in its entirety.

There are also special Bill Trackers used for specific purposes – education, health care, and retirement funds. One of the most commonly used is a Medical Bill Tracker. You can add several columns (date of the medical procedure or visit, type of treatment and its short description, total cost, name of the billing party, the amount paid by insurance) and know how much money you spend on your treatment and medication and the amount covered by insurance. This way, you can see whether your insurance plan is beneficial and opt for another along the way. Additionally, a Medical Bill Tracker can come in handy if you have any disputes with your healthcare provider or insurance company – by listing all your bills and amounts you have paid, you can gather evidence to support your position.

Related Forms and Templates




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Individuals may use this structured document that organizes their bills over a monthly period and helps the person who drafted it to pay the bills on time and avoid penalties or fines.

Individuals may use this type of tracker to make a list of all the bills they must deal with throughout the year and allows them to keep track of all the expenditures to avoid fines and penalties.

This is a written form used to keep an accurate record of all pf your medical costs and payments you have not dealt with whether you have a one-time medical emergency or a chronic illness.

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