Sample "Cease and Desist Collections Letter"

A Cease and Desist Collections Letter is a document that can be used to officially demand a debt collector to stop contacting the sender of the letter. The purpose of the letter is to notify debt collectors that from now on they must not continue communication with the sender of the document.

This letter can be used to stop all types of communication (calls, text messages, or emails), to stop communication during a certain period of time (during working hours, during nighttime), or to stop contacting certain types of people (the sender's family, coworkers, or boss). A Sample Cease and Desist Collections Letter is available for download below.

Generally, this type of letter contains several parts, namely:

  1. The Sender. In the first part of the document, the sender is required to provide their name and address for identification purposes.
  2. The Addressee. Here, they must designate the name of the debt collector (or debt collector's agency) and their address.
  3. Reasons for Writing. Senders are supposed to use this section of the letter to request the addressee to stop contacting the sender under the state and federal debt collection laws.
  4. Possible Consequences. The sender must state that if the address will continue contacting them, the sender will pursue legal action and file an appropriate complaint.
  5. Signature. At the end of the letter, the sender is supposed to put their signature and indicate their name.

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Download Sample "Cease and Desist Collections Letter"

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From: ​ J ane A. Pizer
1234 Melrose Circle
Miami, Florida 33154
[Date]
To:​ [​
D ebt Collector’s Name]
ABC Creditors
912 Glenoaks Blvd.
Woodford, New Jersey 32809
Re: ​ C ease and Desist ​ C ommunication
Dear [​
D ebt Collector’s Name],
Pursuant to my rights under federal debt collection laws, I am requesting that you
cease and desist communication with me, as well as my family and friends, in relation
to this and all other alleged debts you claim I owe.
You are hereby notified that if you do not comply with this request, I will immediately
file a complaint with the Federal Trade Commission and the Florida Attorney
General’s office.
Civil and criminal claims will be pursued.
Yours faithfully,
Jane A. Pizer
[Signature]
From: ​ J ane A. Pizer
1234 Melrose Circle
Miami, Florida 33154
[Date]
To:​ [​
D ebt Collector’s Name]
ABC Creditors
912 Glenoaks Blvd.
Woodford, New Jersey 32809
Re: ​ C ease and Desist ​ C ommunication
Dear [​
D ebt Collector’s Name],
Pursuant to my rights under federal debt collection laws, I am requesting that you
cease and desist communication with me, as well as my family and friends, in relation
to this and all other alleged debts you claim I owe.
You are hereby notified that if you do not comply with this request, I will immediately
file a complaint with the Federal Trade Commission and the Florida Attorney
General’s office.
Civil and criminal claims will be pursued.
Yours faithfully,
Jane A. Pizer
[Signature]